Payroll Services for Canadian Businesses | MaxRefund
Payroll Service

Pay Your Team Right.
Never Miss a CRA Deadline.

Late payroll remittances cost you penalties. Payroll errors cost you trust. We handle your complete payroll — calculations, source deductions, remittances, and T4s — so your employees get paid on time and the CRA stays satisfied.

On-time remittances to CRA T4 preparation included 100% Online — All of Canada
What's Included

Complete Payroll — From Processing to Year-End

Everything your business needs to pay employees correctly and stay CRA-compliant, year-round.

Payroll Processing

We calculate gross pay, deductions, and net pay for each employee on your schedule — weekly, bi-weekly, semi-monthly, or monthly.

Source Deduction Remittances

CPP, EI, and income tax deductions are calculated accurately and remitted to the CRA by the required deadline — no penalties, no surprises.

Pay Stub Generation

Each employee receives a clear, detailed pay stub every pay period — earnings, deductions, and year-to-date totals, all properly formatted.

T4 Slips at Year-End

We prepare and file T4 slips and the T4 Summary for all your employees by the February 28 deadline — no scramble, no missed submissions.

Records of Employment (ROE)

When an employee leaves or has an interruption of earnings, we issue the Record of Employment to Service Canada promptly and accurately.

Payroll Register & Reports

Full payroll reports available on request — payroll register, deductions summary, and year-to-date totals for management and accounting purposes.

Why It Matters

Common Payroll Mistakes Canadian Businesses Make

Late Remittances = Penalties

The CRA charges interest and penalties on late source deduction remittances — starting at 3% and growing quickly. We make sure your remittances go out on time, every time.

Keep Your Team's Trust

Payroll errors damage employee relationships. Accurate pay stubs and consistent payment schedules show your team they can count on you.

Hours Back Every Pay Period

Managing payroll manually takes hours you don't have. Hand it off and focus on the work that grows your business — not spreadsheets.

How It Works

Payroll Set Up and Running in 3 Steps

We handle the complexity — you just confirm hours and we take care of the rest.

1

Setup & Registration

We collect your employee information, pay rates, and deduction details. If your payroll account with the CRA isn't registered yet, we guide you through that process too.

2

You Send Hours, We Run Payroll

Each pay period, you share employee hours or any changes. We calculate everything — gross pay, deductions, net pay — and send the remittance to CRA on your behalf.

3

Year-End Filing — Done

In February, we prepare and file T4 slips and the T4 Summary for all your employees. Your year-end payroll obligations are covered without you lifting a finger.

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Quick Reference

Employee vs. Contractor: Canadian Tax & Payroll Differences

How you classify your workers has significant payroll, tax, and legal consequences. Here's what changes depending on the relationship.

Factor Employee Contractor
CPP & EI withholding Yes — employer withholds and remits both employee and employer shares No — contractor handles their own contributions
Income tax withholding Yes — deducted from each paycheque No — contractor remits their own income tax
Year-end tax slip T4 slip (due Feb 28) T4A slip if unincorporated and paid over $500 (due Feb 28)
Vacation pay Required by provincial employment standards (min. 4%) Not required
Statutory holidays Employer must pay stat holiday pay Not required
Termination notice Required — governed by provincial employment law Per contract terms only
Risk if misclassified Retroactive CPP/EI (both shares), interest, and penalties — potentially years back N/A

Not sure how to classify a worker? Read our detailed guide on the CRA's 4-factor test →

Who This Is For

Any business with a payroll obligation in Canada — from the first hire to a growing team.

Canadian Employers

Any business with at least one employee on payroll — incorporated or not. CRA obligations apply from the very first employee.

New Businesses

Businesses hiring for the first time and wanting to set up payroll correctly from day one — without learning the hard way through a CRA penalty.

Growing Businesses

Business owners whose teams are expanding and want to delegate payroll before it becomes too complex to manage each cycle alone.

Payroll Questions, Answered

What deductions do I need to withhold from my employees' pay?

You must withhold three types of source deductions from each paycheque: CPP contributions, EI premiums, and federal and provincial income tax. As the employer, you also pay the employer's share of CPP — equal to the employee's contribution — plus EI at 1.4 times the employee's premium. These combined amounts form your monthly (or accelerated) remittance to the CRA.

When is the deadline to remit payroll deductions to the CRA?

The deadline depends on your remitter category, determined by your average monthly withholding amount. Most small businesses (regular remitters) must remit by the 15th of the month following the pay period. Late penalties are automatic: 3% for 1–3 days late, 5% for 4–5 days, 7% for 6–7 days, and 10% for over 7 days. We track every deadline and remit before it arrives.

From how many employees does your service become useful?

From the very first employee. In Canada, payroll obligations apply in full even for a single part-time employee: withholding calculations, CRA remittances, year-end T4 slips, and Records of Employment on separation. We adapt our service to your actual payroll volume.

Google Reviews

What Our Clients Are Saying

Real reviews from real clients on Google.

★★★★★

"Thorough, Approachable, and Highly Recommended! Great team, very thorough and easy to talk to, answered all my questions and concerns!"

G
George Saraga
★★★★★

"Service was good and satisfactory. Thank you for your support."

V
Vishnu Attuvallil Vijayan
★★★★★

"Très satisfait de vos services... Rapidité et exactitude!"

G
Guy Delisle
See All Our Reviews on Google →
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Ready to Hand Off Your Payroll?
Never Miss a Deadline Again.

Tell us about your team and we'll send you a custom, no-obligation quote within 1 business day.