You Build the Product.
We Handle the Financial Backend.

It depends on the nature of the work. Costs to maintain existing features are generally expensed as incurred. Costs to develop new, technically feasible features expected to generate future economic benefit may need to be capitalized and amortized under Canadian accounting standards instead of expensed immediately. Getting this wrong distorts your margins and can raise questions during investor due diligence. We classify these costs correctly from the start so your financials hold up to scrutiny.

When a customer pays $1,200 for an annual subscription upfront, only $100 is recognized as revenue each month. The remaining $1,100 sits on your balance sheet as deferred revenue until earned. We track each subscription's billing date, term, and recognition schedule so your income statement reflects actual earned revenue — not cash received. This matters for investors reading your financials and for the CRA assessing your taxable income.

Yes. Once your Canadian revenue exceeds $30,000 in any rolling 12-month period, GST/HST registration and collection is mandatory on taxable supplies — which includes digital services and SaaS subscriptions sold to Canadian customers. B2B sales to GST/HST-registered businesses are treated differently from B2C sales to consumers. The rate depends on the customer's province (place of supply). We ensure you're collecting correctly from day one and recouping every available input tax credit.

Every USD, EUR, or GBP transaction must be converted to CAD at the exchange rate on the transaction date for your Canadian tax filing. Settlement amounts from Stripe or Paddle arrive in the settlement currency, not the billing currency — creating additional reconciliation layers. We handle the conversion, match settlements to invoices, and record foreign exchange gains and losses accurately. Your books reflect the true CAD position of your business regardless of how many currencies your customers pay in.

For tech startups specifically, incorporation is almost always the right call earlier than for other industries — and often from day one. The reasons: the Small Business Deduction drops your corporate tax rate to 9% on active income up to $500K. Equity grants (stock options) require a corporation. And if you ever plan to raise external capital or sell the company, you need a corporate structure. We maintain clean corporate books from the start so your cap table, financials, and tax filings are always investor-ready.